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				<title>The Spinal Cord Injury Zone - Questions</title>
				<link>Questions - Employment</link>
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					  <title>What is a disability trial work period?</title>
					  <link>http://www.thescizone.com/questions/articles/87/1/What-is-a-disability-trial-work-period/1.html</link>
					  <description>The trial work period (TWP) allows disability beneficiaries to test
their ability to work for at least nine months. During the TWP, Social
Security beneficiaries may earn any amount and receive full Social
Security Disability benefits. Effective Jan. 1, 2001, earnings of $530
per month count as a trial work month. After completion of nine trial
work months, the substantial gainful activity (SGA) level is used to
determine whether earnings are substantial or not. If earnings fall
below the SGA level, full benefits generally continue. If earnings are
higher than the SGA level, cash benefits are normally suspended while
medical benefits continue. Beginning Jan. 1, 2001, a Social Security
Disability SGA level is $740 a month, or $1,240for a person who is
blind. This amount will be automatically adjusted annually based on
increases in the national average wage index. </description>
					  <author>webmaster@thescizone.com (Super Admin)</author>
					  <pubDate>Thu, 24 Nov 2005 00:00:00 -0500</pubDate>
					 
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					  <title>Is there a time limit on Social Security disability benefits?</title>
					  <link>http://www.thescizone.com/questions/articles/89/1/Is-there-a-time-limit-on-Social-Security-disability-benefits/1.html</link>
					  <description>No. You will continue to receive a disability benefit as long as your
condition keeps you from working. Your case will be reviewed
periodically to see if there has been any improvement in your condition
and whether you are still eligible for benefits. If you are still
eligible when you reach 65, your disability benefit will be
automatically converted to retirement benefits. </description>
					  <author>webmaster@thescizone.com (Super Admin)</author>
					  <pubDate>Mon, 19 Sep 2005 00:00:00 -0400</pubDate>
					 
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					  <title>How Much Can I Earn Before I Lose All My Benefits?</title>
					  <link>http://www.thescizone.com/questions/articles/78/1/How-Much-Can-I-Earn-Before-I-Lose-All-My-Benefits/1.html</link>
					  <description>&#160;If you have no other income besides earnings, you may earn up to
$1,189 a month in 2003 before losing your entire federal SSI payment.
But if you live in a state that adds money to your federal SSI payment,
you may earn more. If you have other income, such as Social Security
benefits, the amount you can earn before losing any payment may be
lower. However, when you apply for SSI disability payments, we consider
earnings of $800 or more an indication that you are able to do
&#34;substantial work&#34; and you would not qualify for SSI on the basis of
disability. </description>
					  <author>webmaster@thescizone.com (Super Admin)</author>
					  <pubDate>Fri, 15 Jul 2005 00:00:00 -0400</pubDate>
					 
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					  <title>I understand that to get Social Security disability benefits, your disability must be expected to last at least a year. Does this mean that you must wait a year after being disabled before you can get benefits?</title>
					  <link>http://www.thescizone.com/questions/articles/90/1/I-understand-that-to-get-Social-Security-disability-benefits-your-disability-must-be-expected-to-last-at-least-a-year-Does-this-mean-that-you-must-wait-a-year-after-being-disabled-before-you-can-get-benefits/1.html</link>
					  <description>You do not have to wait a year after the onset of the disability before
you can get benefits. You should file as soon as you can after becoming
disabled and benefits begin after a five-month waiting period. The
waiting period begins with the month Social Security decides your
disability began. </description>
					  <author>webmaster@thescizone.com (Super Admin)</author>
					  <pubDate>Mon, 16 May 2005 00:00:00 -0400</pubDate>
					 
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					  <title>Applying for SSI</title>
					  <link>http://www.thescizone.com/questions/articles/93/1/Applying-for-SSI/1.html</link>
					  <description>If you are applying for Supplemental Security Income benefits you also
need the following: information about the home where you live, such as
your mortgage or lease and landlord's name; payroll slips, bank books,
insurance policies, car registration, burial fund records and other
information about your income and the things you own. </description>
					  <author>webmaster@thescizone.com (Super Admin)</author>
					  <pubDate>Fri, 13 May 2005 00:00:00 -0400</pubDate>
					 
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					  <title>How Long Will Social Security Continue While I Work?</title>
					  <link>http://www.thescizone.com/questions/articles/86/1/How-Long-Will-Social-Security-Continue-While-I-Work/1.html</link>
					  <description>&#160;Generally, you&#8217;ll receive your full monthly Social Security
benefit for a year after you return to work. If you continue to work
beyond that while still disabled, your eligibility for monthly cash
benefits will continue for at least another 36 months. Here&#8217;s how
it works: </description>
					  <author>webmaster@thescizone.com (Super Admin)</author>
					  <pubDate>Mon, 18 Apr 2005 00:00:00 -0400</pubDate>
					 
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					  <title>Do people with SCI have jobs?</title>
					  <link>http://www.thescizone.com/questions/articles/16/1/Do-people-with-SCI-have-jobs/1.html</link>
					  <description>People with SCI have the same desires as other people. That includes a
desire to work and be productive. The Americans with Disabilities Act
(ADA) promotes the inclusion of people with SCI in the mainstream
society. Of course, people with disabilities may need some changes to
make their workplace more accessible, but surveys indicate that the
cost of making accommodations to the workplace in 70% of cases is $500
or less. </description>
					  <author>webmaster@thescizone.com (Super Admin)</author>
					  <pubDate>Mon, 21 Mar 2005 00:00:00 -0500</pubDate>
					 
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					  <title>How Do Earnings Reduce My Payments?</title>
					  <link>http://www.thescizone.com/questions/articles/97/1/How-Do-Earnings-Reduce-My-Payments/1.html</link>
					  <description>&#160;If your only income besides SSI is the money you make from your
job, then we don&#8217;t count the first $85 in earnings you get each
month. One-half of what you earn over $85 is deducted from your SSI
check.If you have other income besides earnings (such as a
Social Security check), then we don&#8217;t count the first $65 in
earnings you get each month. One-half of what you make over $65 is
deducted from your SSI payments. But, $20 of your other income, such as
your Social Security check, is not counted either. </description>
					  <author>webmaster@thescizone.com (Super Admin)</author>
					  <pubDate>Sun, 13 Feb 2005 00:00:00 -0500</pubDate>
					 
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					  <title>What is the difference between Social Security disability and SSI?</title>
					  <link>http://www.thescizone.com/questions/articles/92/1/What-is-the-difference-between-Social-Security-disability-and-SSI/1.html</link>
					  <description>This is confusing to a lot of people because both programs are
administered by the Social Security Administration. Social Security
Disability Insurance (SSDI) is a program that workers, employers and
the self-employed pay for with their Social Security taxes. You qualify
for these benefits based on your work history and the amount of your
benefit is based on your earnings. Supplemental Security Income (SSI)
is a program financed through general tax revenues -- not through
Social Security trust funds. SSI disability benefits are paid to people
who have a disability and who don't own much or have a lot of income. </description>
					  <author>webmaster@thescizone.com (Super Admin)</author>
					  <pubDate>Wed, 15 Dec 2004 00:00:00 -0500</pubDate>
					 
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					  <title>How Can SSI Help Me With My Work Expenses?</title>
					  <link>http://www.thescizone.com/questions/articles/77/1/How-Can-SSI-Help-Me-With-My-Work-Expenses/1.html</link>
					  <description>The rules work the same as if you were receiving Social Security
benefits. Work expenses that are related to your disability are
deducted from your earnings when we figure if they are high enough to
affect your benefits. These expenses may include work equipment, such
as a special typewriter or desk, or modifications to your car or home
to help you get to and from work. This means you can earn well over the
SSI income limits and still continue to get payments. </description>
					  <author>webmaster@thescizone.com (Super Admin)</author>
					  <pubDate>Wed, 13 Oct 2004 00:00:00 -0400</pubDate>
					 
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