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Generally, you’ll receive your full monthly Social Security
benefit for a year after you return to work. If you continue to work
beyond that while still disabled, your eligibility for monthly cash
benefits will continue for at least another 36 months. Here’s how
it works:
You usually can have a trial work period of nine
months (not necessarily consecutive) during which your benefits will
not be affected by your earnings regardless of how much you earn. A
trial work month is any month in which your total earnings are more
than $570 or, if you are self-employed, you earn more than $570 (after
expenses) or spend more than 80 hours in your own business. When nine
trial work months are successfully completed within 60 months, we
review your work to see if your earnings are "substantial." (Generally,
more than $800 per month is considered "substantial" earnings.) If they
are, your benefits would continue for a three-month grace period and
then stop.
However, if you are still medically disabled and
continue to work in spite of your disability, your benefits can be
reinstated anytime during the next 36 months. During this time, you
will receive your full Social Security benefit for any month your
earnings fall below $800. Benefits would continue as long as you remain
disabled and your earnings do not exceed $800 a month.